The guy was speeding (going 70+ in a 30) in Baldock and was trying to over take me on a blind bend, another car was coming the other way, luckily wasn't killed, Had my 3 year child in the car.
Yes i have reported it to the police, and i think its a bit too late to not deal with his insurance. I have already tried to make them admit liability several times without joy. I am completely new to the claim world. I havent been involved in anything before now. As it stands he is denying liability, his insurance company have repaired his car but mine is still sat on the driveway.
Definitely not disabled